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Predictive Payment Risk - D&B Commercial Credit Score (CCS)

Product(s)D&B Direct 2.0
Product Code(s)PPR_CCS_V9
Level(s)Standard
Monitoring AvailableYes
InterfaceSOAP
WSDLdownload
Format(s)XML
ServiceAssessment
OperationOrderProduct
{version}5.0
5.0 Released OnJanuary 23, 2015

The Commercial Credit Score (CCS) predicts the likelihood that a business will go 90-days or more delinquent with a trade credit provider within the next twelve months. It is developed from many commercial credit variables (200+), from a variety of sources - primarily trade credit payment history, with firmographic and public record data as well.

This product is also known as the D&B Delinquency Predictor.

See the Predictive Analytics page for more information on Dun & Bradstreet's risk scores.

Update History

  • April 17, 2015 (v5.0 + earlier SOAP & REST): Predictive Payment Risk – D&B Commercial Credit Score_V8 is no longer available due to a company-wide sunset. Both version 7 and version 9 of the score remain available to customers.
  • April 17, 2015 (v5.0 + earlier SOAP & REST): The OrganizationDetail.OperatingStatusText field (equal to 403) should be used in place of OrganizationDetail.OutofBusinessIndicator. The latter may not be included in future versions of this service.

Product Request

IMPORTANT: Due to a known issue, please do not include request values for SubmittingOfficeID.

IMPORTANT: Please see the new Online Services Security Enhancement Release, effective December 14, 2018.

Overview

When requesting this feature, a valid D&B D-U-N-S Number for a company and the appropriate product code will be required. For improved performance, include a country code of "US".

A trade up option exists to request data for a headquarters location when the requested organization is a branch.

Global Availability

This data layer is only available for businesses domiciled in the United States.

NOTE: The CSS score is available for additional countries as part of the Predictive Bankruptcy & Payment Risk data layer.

Data Layer Entitlement

For customers in U.S. and Canadian markets, the API is provisioned for specific collections of products, reports, and/or features (collectively referred to as data layers) for production and trial usage. Entitlement is not required for testing in the sandbox environment.

  • This product is entitled as "Predictive Payment Risk - D&B Commercial Credit Score (CCS) v7/v8/v9" for D&B Direct 2.0 customers.

For customers in the UK, Ireland, Belgium, Netherlands and Luxembourg markets, the API is provisioned as a specific set of data layers for production, trial, and sandbox usage.

  • This particular data layer is NOT included in the D&B Direct Onboard suite.

Specification

Sample Request (PPR_CCS_V9)
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:ass="http://services.dnb.com/AssessmentProductServiceV2.0">
   <soapenv:Header>
      <wsse:Security soapenv:mustUnderstand="0" xmlns:wsse="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-secext-1.0.xsd" xmlns:wsu="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-wssecurity-utility-1.0.xsd">
         <wsse:UsernameToken wsu:Id="UsernameToken-11">
            <wsse:Username>MyUserName</wsse:Username>
            <wsse:Password Type="http://docs.oasis-open.org/wss/2004/01/oasis-200401-wss-username-token-profile-1.0#PasswordText">MyPassword</wsse:Password>
         </wsse:UsernameToken>
      </wsse:Security> 
   </soapenv:Header>
   <soapenv:Body>
      <ass:OrderProductRequest ServiceVersionNumber="5.0">         
         <OrderProductRequestDetail>
            <InquiryDetail>
               <DUNSNumber>804735132</DUNSNumber>
            </InquiryDetail>
            <ProductSpecification>
               <DNBProductID>PPR_CCS_V9</DNBProductID>
            </ProductSpecification>
         </OrderProductRequestDetail>
      </ass:OrderProductRequest>
   </soapenv:Body>
</soapenv:Envelope>

Previous Calculations

Existing D&B customers who have developed applications that rely on an earlier Commercial Credit Score (CCS) calculation may request the v 7.0 or v 8.0 variations of the CCS by passing the alternate product code of PPR_CCS_V7 or PPR_CCS_V8.

Name Characteristics
OrderProductRequest Aggregate
OrderProductRequest @ServiceVersionNumber Attribute
OrderProductRequest. TransactionDetail Aggregate, Optional

Records information necessary to process this request.

OrderProductRequest. TransactionDetail. ApplicationTransactionID string, up to 64 chars, Optional

A number assigned by the calling application to uniquely identify this request.

OrderProductRequest. TransactionDetail. TransactionTimestamp DateTimestamp, Optional

The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary.

OrderProductRequest. TransactionDetail. SubmittingOfficeID string, up to 64 chars, Optional

A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated.

End: OrderProductRequest. TransactionDetail /Aggregate
OrderProductRequest. OrderProductRequestDetail Aggregate, Optional

Records data relating to requests for a product. This may include such details as the product required, the subject about which the product should be produced, the content of the product.

OrderProductRequest. OrderProductRequestDetail. InquiryDetail Aggregate, Required

Records data that allows the customer to specify identifying information about the subject being inquired, e.g., the DUNS Number, the address, the telephone number.

OrderProductRequest. OrderProductRequestDetail. InquiryDetail. DUNSNumber string, up to 15 chars Pattern: {([0-9a-zA-Z]*)}, Optional

The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S).

OrderProductRequest. OrderProductRequestDetail. InquiryDetail. CountryISOAlpha2Code string, at least 2 chars up to 2 chars, Optional

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject.

End: OrderProductRequest. OrderProductRequestDetail. InquiryDetail /Aggregate
OrderProductRequest. OrderProductRequestDetail. ProductSpecification Aggregate, Required

Records data that allows the customer to specify the details of the requested product. This may include details such as the identifier of the product, the language in which the product needs to be rendered, the format in which the product needs to be rendered.

OrderProductRequest. OrderProductRequestDetail. ProductSpecification. DNBProductID string, Optional

An alphanumeric string that uniquely identifies the product being requested.

OrderProductRequest. OrderProductRequestDetail. ProductSpecification. LanguagePreferenceCode integer, up to 7 digits, Optional

A D&B code value that defines the language in which the customer wants this product to be rendered.

Possible values: 39 [English]

OrderProductRequest. OrderProductRequestDetail. ProductSpecification. OrderReasonCode integer, up to 7 digits, Optional

Possible values: 6332 [Credit Decision]; 6333 [Assessment of credit solvency for intended business connection]; 6334 [Assessment of credit solvency for ongoing business connection]; 6335 [Debt Collection]; 6336 [Commercial Credit Insurance]; 6337 [Insurance Contract]; 6338 [Leasing Agreement]; 6339 [Rental Agreement]

OrderProductRequest. OrderProductRequestDetail. ProductSpecification. TradeUpIndicator boolean, Optional

When 'true' indicates that the customer has requested that D&B return the data for the Headquarters when the requested organization is a Branch. When 'false' indicates that the customer has not requested that D&B return the data for the Headquarters when the requested organization is a Branch; however as this is the assumed condition there is no requirement to create this tag to represent this fact. Note: There are D&B WorldWide Network operations where the Headquarters information will be returned automatically, regardless of the customer request.

Possible values: true; false

End: OrderProductRequest. OrderProductRequestDetail. ProductSpecification /Aggregate
OrderProductRequest. OrderProductRequestDetail. ArchiveDetail Aggregate, Optional
OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. ArchiveProductOptOutIndicator boolean, Optional

When 'true' indicates that the product being ordered is not to be stored. When 'false' indicates that the product being ordered is to be stored; however as this is the assumed condition there is no requirement to create this tag to represent this fact.

Possible values: true; false

OrderProductRequest. OrderProductRequestDetail. ArchiveDetail. ExtendArchivePeriodIndicator boolean, Optional

When 'true' the duration to archive the data is to be extended. Note: There is an additional cost for extending the archival period of the data purchased. When 'false' the duration to archive the data is not to be extended.

Possible values: true; false

End: OrderProductRequest. OrderProductRequestDetail. ArchiveDetail /Aggregate
OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail Aggregate, Optional

Records data that allows the customer to specify information to be linked to the request in order to support subsequent order reconciliation.

OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail. CustomerReferenceText string, up to 240 chars, Optional (Up to 5x)

A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation.

OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail. CustomerBillingEndorsementText string, at least 1 chars, up to 240 chars, Optional

Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.This text is a reference used during the billing process.

End: OrderProductRequest. OrderProductRequestDetail. InquiryReferenceDetail /Aggregate
End: OrderProductRequest. OrderProductRequestDetail /Aggregate
End: OrderProductRequest /Aggregate

Endpoint

Use the following endpoint with the downloadable WSDL to request this product.

SOAP (Assessment)
https://direct.dnb.com/AssessmentProduct/V{version}WSDL

Testing

Sandbox

The following parameters may be used for D&B Direct 2.0 developer sandbox requests to retrieve successful responses. The data returned from sandbox requests may not represent actual values that this feature will deliver.

D-U-N-S Number (Country Code)
804735132 (US); 362241452 (US)

Trials

When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer.

Production

A set of D-U-N-S Numbers is available to D&B Direct 2.0 customers for performing non-billable transactions in the production environment.

Product Response

While data for a particular company may not contain values for each of the business elements, there may be items that are considered by D&B to be "essential" to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, a PD005 response code will be returned, and your organization will not incur a usage credit for the request.

For all codified data delivered by D&B Direct, the response package will include the decoded text value as a data element with the code value attached as an attribute. Refer to the Reference Data Service for access to the D&B standard code tables.

Specification

The following is a list of the possible data fields returned by this operation in the XML response. Samples are provided for testing successful and failed retrieval, and to demonstrate the basic layout of a response. The data returned in samples may not represent actual values that this feature will deliver.

NOTE: The D-U-N-S Number returned in the response will be a nine-digit zero-padded, numeric value.

Sample Response (PPR_CCS_V9)
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/">
   <soap-env:Body xmlns:soap-env="http://schemas.xmlsoap.org/soap/envelope/">
      <ass:OrderProductResponse ServiceVersionNumber="5.0" xmlns:ass="http://services.dnb.com/AssessmentProductServiceV2.0">
         <TransactionDetail>
            <ServiceTransactionID>Id-205ec254786c0300470a020099c43fcb-2</ServiceTransactionID>
            <TransactionTimestamp>2015-01-23T09:43:44.990-05:00</TransactionTimestamp>
         </TransactionDetail>
         <TransactionResult>
            <SeverityText>Information</SeverityText>
            <ResultID>CM000</ResultID>
            <ResultText>Success</ResultText>
         </TransactionResult>
         <OrderProductResponseDetail>
            <InquiryDetail>
               <DUNSNumber>804735132</DUNSNumber>
               <CountryISOAlpha2Code>US</CountryISOAlpha2Code>
            </InquiryDetail>
            <Product>
               <DNBProductID>PPR_CCS_V9</DNBProductID>
               <Organization>
                  <SubjectHeader>
                     <DUNSNumber>804735132</DUNSNumber>
                  </SubjectHeader>
                  <Telecommunication>
                     <TelephoneNumber>
                        <TelecommunicationNumber>(650) 555-0000</TelecommunicationNumber>
                        <InternationalDialingCode>1</InternationalDialingCode>
                     </TelephoneNumber>
                  </Telecommunication>
                  <Location>
                     <PrimaryAddress>
                        <StreetAddressLine>
                           <LineText>492 Koller St</LineText>
                        </StreetAddressLine>
                        <PrimaryTownName>San Francisco</PrimaryTownName>
                        <CountryISOAlpha2Code>US</CountryISOAlpha2Code>
                        <TerritoryAbbreviatedName>CA</TerritoryAbbreviatedName>
                        <PostalCode>94110</PostalCode>
                        <TerritoryOfficialName>California</TerritoryOfficialName>
                     </PrimaryAddress>
                  </Location>
                  <Financial>
                     <FinancialStatement>
                        <BalanceSheet>
                           <Liabilities>
                              <TotalEquityAmount DNBCodeValue="3047">1332849</TotalEquityAmount>
                           </Liabilities>
                        </BalanceSheet>
                     </FinancialStatement>
                  </Financial>
                  <OrganizationName>
                     <OrganizationPrimaryName>
                        <OrganizationName>Gorman Manufacturing Company, Inc.</OrganizationName>
                     </OrganizationPrimaryName>
                     <DoNotConfuseOrganizationName>
                        <OrganizationName>other Gorman companies, this is a fictitious company used by D&amp;B for demonstration purposes</OrganizationName>
                     </DoNotConfuseOrganizationName>
                  </OrganizationName>
                  <OrganizationDetail>
                     <FamilyTreeMemberRole>
                        <FamilyTreeMemberRoleText DNBCodeValue="12775">Global Ultimate</FamilyTreeMemberRoleText>
                     </FamilyTreeMemberRole>
                     <FamilyTreeMemberRole>
                        <FamilyTreeMemberRoleText DNBCodeValue="12774">Domestic Ultimate</FamilyTreeMemberRoleText>
                     </FamilyTreeMemberRole>
                     <FamilyTreeMemberRole>
                        <FamilyTreeMemberRoleText DNBCodeValue="12773">Parent</FamilyTreeMemberRoleText>
                     </FamilyTreeMemberRole>
                     <FamilyTreeMemberRole>
                        <FamilyTreeMemberRoleText DNBCodeValue="12771">Headquarters</FamilyTreeMemberRoleText>
                     </FamilyTreeMemberRole>
                     <ControlOwnershipDate>1985</ControlOwnershipDate>
                     <OrganizationStartYear>1985</OrganizationStartYear>
                  </OrganizationDetail>
                  <ActivitiesAndOperations>
                     <LineOfBusinessDetails>
                        <LineOfBusinessDescription LanguageCode="39">Lithographic commercial printing</LineOfBusinessDescription>
                     </LineOfBusinessDetails>
                  </ActivitiesAndOperations>
                  <EmployeeFigures>
                     <HeadquartersLocationEmployeeDetails>
                        <TotalEmployeeQuantity>110</TotalEmployeeQuantity>
                     </HeadquartersLocationEmployeeDetails>
                     <ConsolidatedEmployeeDetails>
                        <TotalEmployeeQuantity>125</TotalEmployeeQuantity>
                     </ConsolidatedEmployeeDetails>
                  </EmployeeFigures>
                  <Assessment>
                     <CommercialCreditScore>
                        <RawScore>302</RawScore>
                        <ClassScore>5</ClassScore>
                        <ClassScoreDescription>HIGH RISK</ClassScoreDescription>
                        <NationalPercentile>005</NationalPercentile>
                        <ScoreDate>2015-01-23</ScoreDate>
                     </CommercialCreditScore>
                     <AssessmentSummaryText>Evidence of negative trade</AssessmentSummaryText>
                     <AssessmentSummaryText>Recent amount past due</AssessmentSummaryText>
                     <AssessmentSummaryText>Proportion of slow payment experiences to total number of payment experiences reported</AssessmentSummaryText>
                     <AssessmentSummaryText>Vendor payment commentary</AssessmentSummaryText>
                     <AssessmentSummaryText>Payment information indicates negative payment comments</AssessmentSummaryText>
                  </Assessment>
                  <BusinessTrading>
                     <Purchaser>
                        <PurchaserDerivedData>
                           <TwentyFourMonthsDataCoveragePayments>
                              <PaymentPeriodSummary>
                                 <SummaryPeriod>P24M</SummaryPeriod>
                                 <PaymentsWithHighCredit>
                                    <AverageHighCreditAmount>428663</AverageHighCreditAmount>
                                 </PaymentsWithHighCredit>
                              </PaymentPeriodSummary>
                           </TwentyFourMonthsDataCoveragePayments>
                        </PurchaserDerivedData>
                     </Purchaser>
                  </BusinessTrading>
                  <PrincipalsAndManagement>
                     <MostSeniorPrincipal>
                        <PrincipalName xsi:type="ass:IndividualNameType" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
                           <FullName>Leslie Smith</FullName>
                        </PrincipalName>
                        <Position>
                           <PositionText>Pres</PositionText>
                        </Position>
                     </MostSeniorPrincipal>
                  </PrincipalsAndManagement>
               </Organization>
            </Product>
         </OrderProductResponseDetail>
      </ass:OrderProductResponse>
   </soap-env:Body>
</soapenv:Envelope>
Name Characteristics
OrderProductResponse Aggregate
OrderProductResponse @ServiceVersionNumber Attribute
OrderProductResponse. TransactionDetail Aggregate, string, up to 64 chars., Required

Records information necessary to process a particular request. Examples of a request is the ordering of a product.

OrderProductResponse. TransactionDetail. ApplicationTransactionID Element, string, up to 64 chars., Optional

A number assigned by the calling application to uniquely identify this request.

OrderProductResponse. TransactionDetail. ServiceTransactionID Element, Required

A number assigned by the D&B service to uniquely identify this transaction.

OrderProductResponse. TransactionDetail. TransactionTimestamp Element, Required

The date and time when this request was submitted or the date and time when the requesting intermediary, such as a workflow manager or service bus, sent the message to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary.

End: OrderProductResponse. TransactionDetail Aggregate
OrderProductResponse. TransactionResult Aggregate, string, up to 16 chars., Required

An aggregate that can repeat multiple times to record the different outcomes of the transaction.

OrderProductResponse. TransactionResult. SeverityText Element, string, up to 32 chars., Required

Text that records the criticality of the outcome, e.g., Information, Warning, Error, Fatal.

OrderProductResponse. TransactionResult. ResultID Element, string, up to 512 chars., Required

An alphanumeric string that uniquely identifies the outcome of the transaction.

OrderProductResponse. TransactionResult. ResultText Element, Optional

Text that explains the outcome of the transaction.

OrderProductResponse. TransactionResult. ResultMessage Aggregate, string, up to 512 chars., Optional (Array)

An aggregate that can repeat multiple times to record textual data that expands on the ResultID and ResultText to provide additional information to the user regarding the status of the transaction. If the status implies that there is a problem this may also provide guidance to the user on how to address it.

OrderProductResponse. TransactionResult. ResultMessage. ResultDescription Element, Required

Text that describes the additional information regarding the outcome of the transaction.

End: OrderProductResponse. TransactionResult. ResultMessage Aggregate
End: OrderProductResponse. TransactionResult Aggregate
OrderProductResponse. OrderProductResponseDetail Aggregate, Optional

Records the data being returned to the customer as a result of a product request.

OrderProductResponse. OrderProductResponseDetail. InquiryDetail Aggregate, string, up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Required

Records data that allows the customer to specify identifying information about the subject being inquired, e.g., the DUNS Number, the address, the telephone number.

OrderProductResponse. OrderProductResponseDetail. InquiryDetail. DUNSNumber Element, string, at least 2 chars. up to 2 chars., Optional

The D&B's identification number, which provides unique identification of the inquired organization, in accordance with the Data Universal Numbering System (D-U-N-S).

OrderProductResponse. OrderProductResponseDetail. InquiryDetail. CountryISOAlpha2Code Element, Optional

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject.

End: OrderProductResponse. OrderProductResponseDetail. InquiryDetail Aggregate
OrderProductResponse. OrderProductResponseDetail. Product Aggregate, string, up to 64 chars., Required

Records data about the product ordered by the customer and data about the organization on which the customer has placed this order.

OrderProductResponse. OrderProductResponseDetail. Product. DNBProductID Element, integer up to 7 digits., Optional

An alphanumeric string that uniquely identifies this product.

OrderProductResponse. OrderProductResponseDetail. Product. LanguageCode Element, Optional

A D&B code value that defines the language in which the requested product is fulfilled.

OrderProductResponse. OrderProductResponseDetail. Product. Organization Aggregate, Required

Records data about an organization, a legal or commercial entity established to provide products and/or services in the marketplace or to the community.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. SubjectHeader Aggregate, string, up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Required

Records high level information about the subject such as the primary language of the subject and the primary currency in which this subject trades. When the subject is an organizantion, this may also include details such as DUNS Number.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. SubjectHeader. DUNSNumber Element, Optional

The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S).

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. SubjectHeader Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location Aggregate, Optional

Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress Aggregate, Optional (Array)

An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine Aggregate, string, up to 240 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street Name, Street Number, Building Name, Estate Name. They are called “lines” because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine. LineText Element, Required, [M+]

Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name.

Monitor Path: //Organization /Location /PrimaryAddress

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. StreetAddressLine Aggregate, string, up to 64 chars.
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. PrimaryTownName Element, string, at least 2 chars. up to 2 chars., Optional, [M+]

The name of the town or city recognized by the Postal Authority for delivering mail.

Monitor Path: //Organization /Location /PrimaryAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. CountryISOAlpha2Code Element, string, up to 16 chars., Optional, [M+]

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO), identifying the country for this address.

Monitor Path: //Organization /Location /PrimaryAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. PostalCode Element, string, up to 64 chars., Optional, [M+]

An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT.

Monitor Path: //Organization /Location /PrimaryAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. TerritoryOfficialName Element, string, up to 64 chars., Optional, [M+]

Monitor Path: //Organization /Location /PrimaryAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. TerritoryAbbreviatedName Element, string, up to 64 chars., Optional, [M+]

The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America.

Monitor Path: //Organization /Location /PrimaryAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. MinorTownName Element, string, up to 64 chars., Optional, [M+]

Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe.

Monitor Path: //Organization /Location /PrimaryAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress. CountyOfficialName Element, Optional
End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. PrimaryAddress Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress Aggregate, Optional (Array)

An entry loop which can repeat multiple times to allow the recording of address which is mainly utilized for the purpose of mail delivery. This usually includes a Post Office Box number or similar mailing details.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine Aggregate, string, up to 240 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street Name, Street Number, Building Name, Estate Name. They are called “lines” because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine. LineText Element, Required, [M+]

Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name.

Monitor Path: //Organization /Location /MailingAddress

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. StreetAddressLine Aggregate, string, up to 64 chars.
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. PrimaryTownName Element, string, at least 2 chars. up to 2 chars., Optional, [M+]

The name of the town or city recognized by the Postal Authority for delivering mail.

Monitor Path: //Organization /Location /MailingAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. CountryISOAlpha2Code Element, string, up to 64 chars., Optional, [M+]

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO), identifying the country for this address.

Monitor Path: //Organization /Location /MailingAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. CountyOfficialName Element, string, up to 16 chars., Optional, [M+]

Monitor Path: //Organization /Location /MailingAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. PostalCode Element, string, up to 64 chars., Optional, [M+]

An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT.

Monitor Path: //Organization /Location /MailingAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. TerritoryOfficialName Element, string, up to 64 chars., Optional, [M+]

Monitor Path: //Organization /Location /MailingAddress

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress. TerritoryAbbreviatedName Element, Optional, [M+]

The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America.

Monitor Path: //Organization /Location /MailingAddress

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location. MailingAddress Aggregate
End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Location Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication Aggregate, Optional

Records information about the different modes of Telecommunication addresses used by a subject for external contact purposes. The modes of communication include telephone, fax, e-mail, web address.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber Aggregate, string, at least 1 chars. up to 50 chars., Optional (Array)

An entry loop which can allow multiple Telephone contact information used for voice communication with the subject.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber. TelecommunicationNumber Element, string, up to 7 chars., Required, [M+]

A sequence of digits used by the subject for voice communication in a public switched telephone network.This sequence of digits includes the area code or city code.Note: This number does not include the International Dialing Code and Domestic Dialing Code.

NOTE: This number does not include the International Dialing Code and Domestic Dialing Code.

NOTE: Data provided is formatted as per national conventions for each country.

Monitor Path: //Organization /Telecommunication

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber. InternationalDialingCode Element, Optional, [M+]

The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India.

Monitor Path: //Organization /Telecommunication

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. TelephoneNumber Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Telecommunication. FacsimileNumber Aggregate, boolean, Optional (Array)

An entry loop which can allow multiple Facsimile contact information used for data communication with the subject.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Events. LegalEvents. BankruptcyIndicator Element, string,, Optional
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Events. SignificantEvents. SpecialEvent. EventDetailText Element, date, Optional (Array)

A textual description of filing details associated with this legal event.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Events. SignificantEvents. SpecialEvent. EventDate Element, date, Optional, [M+]

The date when the event took place.

Monitor Path: //Organization /Events /SignificantEvents /SpecialEvent

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. KeyFinancialFiguresOverview. StatementHeaderDetails. FinancialStatementToDate Element, string, up to 256 chars., Optional

The date when the accounting period ended. If the Reliability Code denotes the figures are projected (future), then this is the date when the accounting period will end.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. KeyFinancialFiguresOverview. StatementHeaderDetails. UnitOfSizeText Element, decimal, Optional

Text which identifies the unit of size in which the financial summary figures are provided, e.g., in 1,000s; in 1,000,000s. The financial figures should be populated to the record with the 000's or 000,000's omitted, e.g., If Sales are 54398 with 000's omitted then the figure of 54398 (NOT 54398000) should be populated.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. KeyFinancialFiguresOverview. TotalEquityAmount Element, Optional

The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen, such as retained profits, which are ploughed back into the firm. Also known as Net Worth.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement Aggregate, Optional (Array)

An entry loop which can repeat multiple times to record information characterizing an organization's financial health, such as its operation results (over a specified period of time), the ownership equity in the business, its money management (at a point in time), and derived ratios that give insight into its profitability, solvency, liquidity, and other characteristics. The financial figures may be provided as actual or estimated figures by the subject, an outside source, or modeled by D&B. It may cover a single organization or multiple related organizations. The figures may be qualified based on the auditor's remarks.

NOTE: Historical financial data is not available for all countries other than the US. For some countries, only very limited financial data is available.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails Aggregate, date, Optional

Records high level information which either identifies the presence of a financial statement for the subject or is derived from multiple financial statements.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails. FinancialStatementToDate Element, string, up to 3 chars., Optional, [M+]

The date when the accounting period ended. If the Reliability Code denotes the figures are projected (future), then this is the date when the accounting period will end.

Monitor Path: //Organization /Financial /FinancialStatement

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails. CurrencyISOAlpha3Code Element, string, up to 256 chars., Optional, [M+]

The three-letter code, published by International Organization for Standardization (ISO), identifying the type of money that is primarily used by this subject

Monitor Path: //Organization /Financial /FinancialStatement

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails. UnitOfSizeText Element, Optional, [M+]

Text which identifies the unit of size in which the financial summary figures are provided, e.g., in 1,000s; in 1,000,000s. The financial figures should be populated to the record with the 000's or 000,000's omitted, e.g., If Sales are 54398 with 000's omitted then the figure of 54398 (NOT 54398000) should be populated.

Monitor Path: //Organization /Financial /FinancialStatement

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails. UnitOfSizeText@DNBCodeValue Attribute
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails. UnitOfSizeText@DNBCodeTableNumber Attribute
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails. FinancialPeriodDuration Element, Optional, [M+]

Records the period of the Financial Summary when this cannot be expressed using 'Summary Date' and 'Number of Months'

Monitor Path: //Organization /Financial /FinancialStatement

END: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. StatementHeaderDetails Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet Aggregate, Optional

Summarizes an organization or individual's assets, equity and liabilities at a specific point in time.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet. Liabilities Aggregate, Optional

Records the legal debts or obligations of a company  that arise during the course of business operations. Liabilities are settled over time through the transfer of economic benefits including money, goods or services.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet. Liabilities. TotalEquityAmount Element, Optional, [M+]

The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen, such as retained profits, which are ploughed back into the firm.

Monitor Path: //Organization /Financial /FinancialStatement

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet. Liabilities. Equity. StatementItem Aggregate, string, up to 256 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of all of the details (financial items) for a specific schedule within the Financial Statement in terms of monetary amounts.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet. Liabilities. Equity. StatementItem. ItemDescriptionText Element, decimal, Optional

Text that describes the account for the monetary amount recorded in 'Item Amount', e.g., Cash, Property & Equipment, Total Liabilities, Retained Earnings.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet. Liabilities. Equity. StatementItem. ItemAmount Element, Optional

Records the monetary value of a Financial Statement Item.

END: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet. Liabilities Aggregate
END: OrderProductResponse. OrderProductResponseDetail. Product. Organization. Financial. FinancialStatement. BalanceSheet Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName Aggregate, Optional

Records the different names of the organization by which it is known as well as names of other organizations that have a similar name to this organization.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName. OrganizationPrimaryName Aggregate, string, up to 256 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of a single name by which the organization is primarily known / identified in different languages and/or writing scripts.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName. OrganizationPrimaryName. OrganizationName Element, Required

Text recording a name of this organization in the specified language and/or writing script.

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName. OrganizationPrimaryName Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName. TradeStyleName Aggregate, string, up to 256 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of a name which an organization trades under for commercial purposes, although its registered, legal name, used for contracts and other formal situations, may be another.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName. TradeStyleName. OrganizationName Element, string, up to 256 chars., Required, [M+]

Text recording a name of this organization in the specified language and/or writing script.

Monitor Path: //Organization /OrganizationName /TradeStyleName

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationName. DoNotConfuseOrganizationName. OrganizationName Element, string, up to 256 chars., Required, [M+]

Text recording a name of this organization in the specified language and/or writing script.

Monitor Path: //Organization /OrganizationName /DoNotConfuseOrganizationName

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. FamilyTreeMemberRole. FamilyTreeMemberRoleText Element, Optional

Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. FamilyTreeMemberRole. FamilyTreeMemberRoleText @DNBCodeValue Attribute, date
OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. ControlOwnershipDate Element, string, up to 256 chars., Optional

The date when the current owners took over this business.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. OperatingStatusText Element, boolean, Optional, [M+]

Text describing this organization's functional state / trading status, e.g. active, out of business, dormant.

Monitor Path: //Organization /OrganizationDetail /OperatingStatusText @DNBCodeValue

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. StandaloneOrganizationIndicator Element, integer, Optional

When turned ON (set to TRUE) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present.When turned OFF (set to FALSE) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. OrganizationDetail. OrganizationStartYear Element, Optional

The year when operations undertaken by the organization commenced.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. IndustryCode Aggregate, Optional

Records the business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC). Examples of business activities are: commercial printing, legal services, drug store, sheet metalwork fabricator.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. IndustryCode. IndustryCode Aggregate, Optional (Array)

An entry loop which can repeat multiple times to allow the recording of several business activities in which an organization is actively engaged using standardized coding schemes such as European NACE and U.S. Standard Industry Classifications (SIC).

OrderProductResponse. OrderProductResponseDetail. Product. Organization. ActivitiesAndOperations Aggregate, Optional

Records the description of operations continued by a business including market information such as the number of customers, agency details and import/export details.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. ActivitiesAndOperations. LineOfBusinessDetails Aggregate, string, up to 3000 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of several different descriptions of operations continued by a business in different languages.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. ActivitiesAndOperations. LineOfBusinessDetails. LineOfBusinessDescription Element, Optional, [M+]

Records the textual description of operations continued by a business.

Monitor Path: //Organization /ActivitiesAndOperations /LineOfBusinessDetails

OrderProductResponse. OrderProductResponseDetail. Product. Organization. ActivitiesAndOperations. LineOfBusinessDetails. LineOfBusinessDescription @LanguageCode Attribute
End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. ActivitiesAndOperations. LineOfBusinessDetails Aggregate
End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. ActivitiesAndOperations Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures Aggregate, Optional

Records information about the number of people engaged by an organization to perform its business operations.Several different Employee Figures for a subject could be recorded, e.g., consolidated, individual entity, headquarters only. A further breakdown of employee figures is recorded based on employment basis (e.g., full time, part time, contract) and/or employee category (e.g., clerical, management, marketing, sales, blue collar).

OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures. HeadquartersLocationEmployeeDetails Aggregate, long, Optional

Records current employee data of only the Headquarters location. The employees who are engaged in the operations of the organization and are located at the headquarters location (i.e. the organization has branch locations). Therefore, this employee figure excludes all persons located at branch locations and all persons employed by any subsidiaries. An Headquarters Only" figure therefore refers to a subset of the "Individual" employees and can never be applied to an which is classified by D&B as a "branch" location."

OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures. HeadquartersLocationEmployeeDetails. TotalEmployeeQuantity Element, Optional

A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations.

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures. HeadquartersLocationEmployeeDetails Aggregate
OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures. ConsolidatedEmployeeDetails Aggregate, long, Optional

Records current employee data which includes all employees who are engaged in the operations of the legal entity (including employees located at branch locations) as well as all employees who are engaged in the operations of every direct descendant in its family tree (based on controlling interest). I.e. Subsidiaries.  Note: An organization which is classified by D&B as a branch" location cannot have a "Consolidated" employee figure.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures. ConsolidatedEmployeeDetails. TotalEmployeeQuantity Element, Optional

A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations.

End: OrderProductResponse. OrderProductResponseDetail. Product. Organization. EmployeeFigures. ConsolidatedEmployeeDetails Aggregate, string, up to 15 chars. Pattern: {([0-9a-zA-Z]*)}.
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Linkage. ParentOrganization. DUNSNumber Element, string, up to 240 chars., Optional

The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S).

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Linkage. ParentOrganization. Events. LegalEvents. BankruptcyInformation. Bankruptcy. RolePlayer. RolePlayerName Element, boolean, Optional, [M+]

The name of the party involved in this event, as it was filed.

Monitor Path: //Organization /Linkage /ParentOrganization /Events /LegalEvents /BankruptcyInformation /Bankruptcy

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Linkage. ParentOrganization. Events. LegalEvents. BankruptcyIndicator Element, Optional
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. DNBStandardRating Aggregate, date, Optional

Records the most current Standard D&B Rating assigned to this organization.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. CommercialCreditScore. ScoreDate Element, long, Optional
OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. CommercialCreditScore. RawScore Element, string, up to 3 chars., Optional

A numeric value that predicts the likelihood that the risk will occur.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. CommercialCreditScore. ClassScore Element, string, up to 240 chars., Optional

A one digit number from 0 to 5 based on the information in DNB file.A numeric value that succinctly expresses the likelihood of risk by specifying in which risk group this organization belongs. In other words, it specifies where this organization falls in a statistical distribution of all businesses (e.g, a bell curve, a half-normal distribution).

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. CommercialCreditScore. ClassScoreDescription Element, decimal, up to 5 digits. Maximum of 2 decimal places., Optional

Text that describes the Class Score Value that expresses the likelihood of risk by specifying in which risk group this organization belongs.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. CommercialCreditScore. NationalPercentile Element, string, up to 3000 chars., Optional

A number that identifies where this organization's score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the businesses in D&B's information base, but not as good as 90% of the businesses.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. Assessment. AssessmentSummaryText Element, boolean, Optional (Array)

Text that records a brief statement of the assessment.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. BusinessTrading. TradeDataUnavailabilityIndicator Element, Optional
OrderProductResponse. OrderProductResponseDetail. Product. Organization. BusinessTrading. Purchaser. PurchaserDerivedData. TwentyFourMonthsDataCoveragePayments. PaymentPeriodSummary. SummaryPeriod Element, decimal, Required

A number specifying how many complete months (e.g., 3, 12) of payment experience data contributed to this account summary. The full summary period is through the Experience Date and therefore includes data that may extend somewhat beyond the number of months specified here. For example, if the value here is 3, meaning 3 months, and the experience date is July 5, 2008, then the summary period is from April 1st through July 4th, or in other words, the complete months of April, May, and June, plus the first four days of July.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. BusinessTrading. Purchaser. PurchaserDerivedData. TwentyFourMonthsDataCoveragePayments. PaymentPeriodSummary. PaymentsWithHighCredit. AverageHighCreditAmount Element, Optional
OrderProductResponse. OrderProductResponseDetail. Product. Organization. PrincipalsAndManagement. MostSeniorPrincipal. PrincipalName Aggregate, Optional

Records the different names for the Principal.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. PrincipalsAndManagement. MostSeniorPrincipal. PrincipalName. FullName Element
OrderProductResponse. OrderProductResponseDetail. Product. Organization. PrincipalsAndManagement. MostSeniorPrincipal. Position Aggregate, string, up to 256 chars., Optional (Array)

An entry loop which can repeat multiple times to allow the recording of a job that is or was held by the principal or manager using D&B standardized codes. For instance, whether the position has been described to D&B as Financial Director, Finance Director, or Director of Finance, it will be mapped to a single code described as Financial Director.

OrderProductResponse. OrderProductResponseDetail. Product. Organization. PrincipalsAndManagement. MostSeniorPrincipal. Position. PositionText Element, Required, [M+]

Text which denotes the job position the principal or manager holds or has held in the organization, e.g., Financial Director, Managing Director, Sales Director, Operations Manager.

Monitor Path: //Organization /PrincipalsAndManagement /MostSeniorPrincipal

Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

Lists of possible values (when present) are subject to change. Additional values not presented in this documentation may be delivered in the response and should be anticipated in any implementation.

Empty/NULL Values

A NULL returned for an element indicates that the information was not provided to D&B when the related data items were collected. The absence of a value for a particular item should not be considered indicative of any implied value (e.g., NULL for a boolean indicator is NOT the same as a value of 'false').

NOTE: There may be additional request and/or response elements specified in the WSDL that are not applicable for D&B Direct customers. Data elements that are not listed on this page are currently unused by this operation.

Currency Codes/Units

Whenever financial statement data is included in a response, each individual business element (ItemAmount) should be inspected for currency code and unit values (CurrencyISOAlpha3Code and UnitOfSize). If a given element does not include these attributes, the values provided in the statement header should be utilized.

Response Codes & Error Handling

Successful service requests will return a CM000 response code in the TransactionResult ResultID field. Otherwise, one of the D&B Direct standard response codes will be returned.

This operation may return the following response codes: CM001-CM005, CM007-CM012, CM014, CM017, CM018, PD001, PD003, PD005, PD006, PD015, PD016, and SC001-SC012.

NOTE: PD006 code - Applicable only for US/CA cases when TradeUpIndicator="true" for Risk packets.

D&B Direct 2.0 API requests are provided on a metered basis; and may require entitlement prior to use in the production environment. In addition, a concurrency limit (QPS) is monitored to ensure that it is not exceeded. An error code will be returned in the event that a transaction is throttled.

Qualified usage (e.g., a successful response) is tracked and billed according to the terms & conditions of the customer's contract. The response codes CM000, CM010, PD002 and PD015 are considered successful. A built-in feature exists to prevent duplicate billing when multiple successful requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]).

Retrieving Archived Copies

An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges.

NOTE: The default value for ArchiveProductOptOutIndicator is 'true', indicating that the request will NOT be automatically archived.

Business Elements

While D&B Direct uses a product canonical naming model in the request/response, many customers may be more familiar with the following business element labels.

This product will also return a set of standard elements (e.g. D-U-N-S Number, Organization Name, Trade Styles, Family Tree Role, Primary Address, Mailing Address, Telephone Number, Fax Number, etc.) in addition to the business elements listed.

Name Description
Average High Credit Amount - 24 Months A monetary figure specifying the average high credit is determined by dividing the total dollar amount by the number of experiences in file for the last 24 months.

PCM XPath: //Organization/ BusinessTrading/ Purchaser/ PurchaserDerivedData/ TwentyFourMonthsDataCoveragePayments/ PaymentPeriodSummary/ PaymentsWithHighCredit/ AverageHighCreditAmount

Bankruptcy Indicator When 'true' indicates that bankruptcy information irrespective of its status (e.g., open, closed) is recorded in the D&B database for this subject. [M]

PCM XPath: //Organization/ Events/ LegalEvents/ BankruptcyIndicator

Business Commentary Text Text that records a brief statement of the subject company's assessment

PCM XPath: //Organization/ Assessment/ AssessmentSummaryText

Commercial Credit Class Score A one digit number from 0 to 5 based on the information D&B's file. It indicates the risk of delinquent payments over the next 12 months. [M]

PCM XPath: //Organization/ Assessment/ CommercialCreditScore/ ClassScore

Commercial Credit Raw Score A numeric value that predicts the likelihood that the organization will pay its bills in a severely delinquent manner (90+ days overdue) over the next 12 months [M]

PCM XPath: //Organization/ Assessment/ CommercialCreditScore/ RawScore

Commercial Credit Score Class Description Text that describes the credit risk numeric score. It is a translation of the risk of delinquency over the next 12 months. [M]

PCM XPath: //Organization/ Assessment/ CommercialCreditScore/ ClassScoreDescription

Commercial Credit Score Date The date on which the score was calculated. [M]

PCM XPath: //Organization/ Assessment/ CommercialCreditScore/ ScoreDate

Commercial Credit Score National Percentage A number that identifies where this organization's Commercial Credit score falls relative to the scores of other businesses. As an example, if the percentile here is 10, it means that this organization's score is the same as or better than 10% of the busi [M]

PCM XPath: //Organization/ Assessment/ CommercialCreditScore/ NationalPercentile

Control Year The date when the current owners took over this business. [M]

PCM XPath: //Organization/ OrganizationDetail/ ControlOwnershipDate

Do Not Confuse with Organization Name Text recording a name which could be very similar to the name of the subject and is very likely to be mistakenly used as the name of the subject. [M+]

PCM XPath: //Organization/ OrganizationName/ DoNotConfuseOrganizationName/ OrganizationName

Employee Quantity (All Locations) A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations. [M]

PCM XPath: //Organization/ EmployeeFigures/ ConsolidatedEmployeeDetails/ TotalEmployeeQuantity

Employee Quantity (Headquarter Location) A number that defines how many people are directly engaged and paid by the organization to perform or support its business operations at the subject's headquarter location. [M]

PCM XPath: //Organization/ EmployeeFigures/ HeadquartersLocationEmployeeDetails/ TotalEmployeeQuantity

Financial Statement Currency Code The three-letter code, published by International Organization for Standardization (ISO), identifying the type of money that corresponds to the values in the financial statement. [M+]

PCM XPath: //Organization/ Financial/ FinancialStatement/ StatementHeaderDetails/ CurrencyISOAlpha3Code

Financial Statement Date The date when the accounting period ended. If the accounting figures are projected (future), then this is the date when the accounting period will end. [M+]

PCM XPath: //Organization/ Financial/ FinancialStatement/ StatementHeaderDetails/ FinancialStatementToDate

Financial Statement Period The period of the financial statement expressed as a number of years, months or days. (e.g. P3M is 3 months or quarterly, P1Y is 1 year or annual)

PCM XPath: //Organization/ Financial/ FinancialStatement/ StatementHeaderDetails/ FinancialPeriodDuration

Financial Statement Unit of Size Text which identifies the unit of size that corresponds to the values in the financial statement. [M+]

PCM XPath: //Organization/ Financial/ FinancialStatement/ StatementHeaderDetails/ UnitOfSizeText

Line of Business Text that records the description of operations continued by a business. [M+]

PCM XPath: //Organization/ ActivitiesAndOperations/ LineOfBusinessDetails/ LineOfBusinessDescription

Most Senior Principal Position Text recording the title of the primary executive. [M+]

PCM XPath: //Organization/ PrincipalsAndManagement/ MostSeniorPrincipal/ Position/ PositionText

Non-Postal Town Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe.

PCM XPath: //Organization/ Location/ PrimaryAddress/ MinorTownName

Organization Start Year The year when operations undertaken by the organization commenced. [M]

PCM XPath: //Organization/ OrganizationDetail/ OrganizationStartYear

Out of Business Indicator Text that records the operating status of the business. [M+]

PCM XPath: //Organization/ OrganizationDetail/ OperatingStatusText

Out of Business Indicator (Standalone) When 'true' indicates that this organization is no longer functional / trading. When 'false' indicates that this organization is functioning / trading.

PCM XPath: //Organization/ OrganizationDetail/ OutofBusinessIndicator

Parent Bankruptcy Business Name Text recording the name of the parent Organization, as reported in bankruptcy proceedings. [M+]

PCM XPath: //Organization/ Linkage/ ParentOrganization/ Events/ LegalEvents/ BankruptcyInformation/ Bankruptcy/ RolePlayer/ RolePlayerName

Parent Bankruptcy D-U-N-S Number The D-U-N-S Number of the company specified as the parent Organization, as reported in bankruptcy proceedings. [M]

PCM XPath: //Organization/ Linkage/ ParentOrganization/ DUNSNumber

Parent Bankruptcy Indicator When 'true' indicates that bankruptcy information irrespective of its status (e.g., open, closed) is recorded in the D&B database for the parent company of this subject. [M]

PCM XPath: //Organization/ Linkage/ ParentOrganization/ Events/ LegalEvents/ BankruptcyIndicator

Special Event Date The date when the special event took place.

PCM XPath: //Organization/ Events/ SignificantEvents/ SpecialEvent/ EventDate

Total Equity Amount The total value of share capital/stock originally invested by shareholders/stockholders plus any reserves which have arisen such as retained profits which are ploughed back into the firm. Also known as Net Worth. [M+]

PCM XPath: //Organization/ Financial/ FinancialStatement/ BalanceSheet/ Liabilities/ TotalEquityAmount

Trade Experience Data Unavailable Indicator When 'true' indicates that there are no trade experiences in the D&B files for this business. [M]

PCM XPath: //Organization/ BusinessTrading/ TradeDataUnavailabilityIndicator

The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

Standard Elements

Whenever a D&B Direct data or report product request returns a single D-U-N-S Number, several business elements pertaining to that company will be included with the results.

These elements include D-U-N-S Number*, Organization Name, Primary Address** (including street, city, state, postal code, country), Mailing Address** (including street, city, state, postal code, county), Telephone Number, Fax Number, Trade Styles (up to five), Family Tree Role (HQ, branch), a Standalone Organization Indicator(true/false) and the PortfolioAssetID***.

All standard elements (with the exception of Family Tree Role and PortfolioAssetID) may be referenced by the Monitoring process.

* The D-U-N-S Number of the organization referenced in the results. In the case of a trade up, this will be the headquarters D-U-N-S Number.

** Addresses are returned as they are recieved by D&B and therefore may not conform to local postal formatting specifications.

*** This is an identification number that can be used to retrieve a given results package at a later date from the Product Request Archive (if/when that feature is enabled in a request).

Name Description
D-U-N-S Number The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). This DUNS Number represents the business entity.
Country Code The two-letter country code, defined by the International Organization for Standardization (ISO) ISO 3166-1 scheme identifying the country of the business entity.
County Name Text recording the name of the county in which the business is located.
Family Tree Member Role Text recording of various parts that the Subject plays as a member of an ownership structured family tree.
FAX Number The FAX number of the business.
FAX Number International Dialing Code The FAX number international dialing code of the business.
Mailing Country Code The two-letter country code, defined by the International Organization for Standardization (ISO) ISO 3166-1 scheme identifying the country which the business uses for mailing purposes.
Mailing County Name Text recording the name of the county which the business uses for mailing purposes.
Mailing Postal Code An identifier used by the local country Postal Authority which the business uses for mailing purposes.
Mailing Street Text recording an address which is mainly utilized for the purpose of mail delivery to the business. This usually includes a Post Office Box number or similar mailing details.
Mailing Street (2) Text recording an address which is mainly utilized for the purpose of mail delivery to the business. This usually includes a Post Office Box number or similar mailing details.
Mailing Territory Abbreviation Text recording the shortened name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes.
Mailing Territory Name Text recording the name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes.
Mailing Town Name The address number, or post office box number, and street name which a business uses for mailing purposes.
Postal Code An identifier used by the local country Postal Authority to identify where the business is located.
Primary Business Name Text recording of a single name by which the organization is primarily known or identified.
Standalone Organization Indicator When true indicates that this organization is not a member of a legal family tree. The Subject has no Parent Company, no subsidiaries or no branch/division locations.
Street Address Text recording the address number, or post office box number and street name where the business is located.
Street Address (2) Text recording the address number, or post office box number and street name where the business is located.
Telephone Number The telephone number of the business.
Telephone Number International Dialing Code The telephone number international dialing code of the business.
Territory Abbreviated Name Text recording the shortened name of the locally governed area which forms part of a centrally governed nation to identify where the business is located.
Territory Name Text recording the name of the locally governed area which forms part of a centrally governed nation to identify where the business is located.
Town Name Text recording the name of a city, town, township, village, borough, etc. where the business is located.
Trade Style Name Text recording the name which an organization trades under for commercial purposes although its registered legal name used for contracts and other formal situations may be another name.

Product Notes

The Commercial Credit Score (CCS) predicts the likelihood of a business paying its bills in a severely delinquent manner (91 days or more past terms), obtaining legal relief from its creditors or ceasing operations without paying all creditors in full over the next 12 months.

D&B defines severe delinquency as a business with at least 10% of its payments 91 days or more past due, based on the information in D&B’s commercial database. The score ranges from 101 to 670, where 101 represent the highest probability and 670 represent the lowest possibility of delinquency.

The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations.

This product is only available for organizations domiciled in the United States. If the trade up option was selected, and the headquarters is domiciled in another country, an error may be returned depending on the scope of the particular database being accessed by the product request.