Loading

Direct 2.0
Collapse

D&B Rating & Trend

Product(s)D&B Direct 2.0
Product Code(s)RTNG_TRND
Level(s)Standard
Monitoring AvailableNo
InterfaceREST
MethodGET
Format(s)JSON
ServiceAssessment
{version}5.0
5.0 Released OnJanuary 23, 2015

This D&B Direct product provides the composite capital and Credit Rating assigned by D&B, along with the former rating, plus indicators of guarantees from parent companies, the historical background of the businesses officers and financing.

See the Predictive Analytics page for more information on Dun & Bradstreet's risk scores.

Update History

No modifications have been made to this data layer since the initial release.

Product Request

IMPORTANT: Due to a known issue, please do not include request values for SubmittingOfficeID.

IMPORTANT: Please see the new Online Services Security Enhancement Release, effective December 14, 2018.

Overview

When requesting this feature, a valid D&B D-U-N-S Number for a company and the appropriate product code will be required. For improved performance, include a country code of "US".

A trade up option exists to request data for a headquarters location when the requested organization is a branch.

Global Availability

This data layer is only available for businesses domiciled in the United States.

Data Layer Entitlement

For customers in U.S. and Canadian markets, the API is provisioned for specific collections of products, reports, and/or features (collectively referred to as data layers) for production and trial usage. Entitlement is not required for testing in the sandbox environment.

  • This product is entitled as "D&B Rating & Trend" for D&B Direct 2.0 customers.

For customers in the UK, Ireland, Belgium, Netherlands and Luxembourg markets, the API is provisioned as a specific set of data layers for production, trial, and sandbox usage.

  • This particular data layer is NOT included in the D&B Direct Onboard suite.

Specification

Sample Request (RTNG_TRND)
GET https://direct.dnb.com/V5.0/organizations/804735132/products/RTNG_TRND
Authorization: <My Token>
Name Characteristics
{version} Element
ApplicationTransactionID string, up to 64 chars, Optional

A number assigned by the calling application to uniquely identify this request.

TransactionTimestamp DateTimestamp, Optional

The date and time when this request was created. When the request is from an intermediary, such as a workflow manager or service bus, this is the date and time when the message was sent to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary.

SubmittingOfficeID string, up to 64 chars, Optional

A number that identifies the system or the software application from where this request originated. / A number used to uniquely identfy the D&B business segment or delivery channel from where this request originated.

{DUNS} string, up to 15 chars Pattern: {([0-9a-zA-Z]*)}, Required

The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S).

CountryISOAlpha2Code string, at least 2 chars up to 2 chars, Optional

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject.

{productID} string, Required

An alphanumeric string that uniquely identifies the product being requested.

LanguagePreferenceCode integer, up to 7 digits, Optional

A D&B code value that defines the language in which the customer wants this product to be rendered.

Possible values: 39 [English]

OrderReasonCode integer, up to 7 digits, Optional

Possible values: 6332 [Credit Decision]; 6333 [Assessment of credit solvency for intended business connection]; 6334 [Assessment of credit solvency for ongoing business connection]; 6335 [Debt Collection]; 6336 [Commercial Credit Insurance]; 6337 [Insurance Contract]; 6338 [Leasing Agreement]; 6339 [Rental Agreement]

TradeUpIndicator boolean, Optional

When 'true' indicates that the customer has requested that D&B return the data for the Headquarters when the requested organization is a Branch. When 'false' indicates that the customer has not requested that D&B return the data for the Headquarters when the requested organization is a Branch; however as this is the assumed condition there is no requirement to create this tag to represent this fact. Note: There are D&B WorldWide Network operations where the Headquarters information will be returned automatically, regardless of the customer request.

Possible values: true; false

ArchiveProductOptOutIndicator boolean, Optional

When 'true' indicates that the product being ordered is not to be stored. When 'false' indicates that the product being ordered is to be stored; however as this is the assumed condition there is no requirement to create this tag to represent this fact.

Possible values: true; false

ExtendArchivePeriodIndicator boolean, Optional

When 'true' the duration to archive the data is to be extended. Note: There is an additional cost for extending the archival period of the data purchased. When 'false' the duration to archive the data is not to be extended.

Possible values: true; false

CustomerReferenceText-n string, up to 240 chars, Optional (up to 5x)

A freeform reference string provided by the customer to be linked to the product in order to support subsequent order reconciliation.

CustomerBillingEndorsementText string, at least 1 chars, up to 240 chars, Optional

Text that is filled in by customer and commonly contains requesting individual or department name, or customer's own account/reference number and/or name for the case on which the product was provided.This text is a reference used during the billing process.

Endpoint

Use the following endpoint for requesting this product. The {version} is dependent on the underlying service delivering the product.

NOTE: While "organizations" is part of this endpoint, there is no service by this name. Many D&B Direct calls have a similar structure; however, the {version} component is based on the SERVICE to which a given product is associated.

REST (Assessment)
GET https://direct.dnb.com/V{version}/organizations/{DUNS}/products/{productID}

Testing

Sandbox

The following parameters may be used for D&B Direct 2.0 developer sandbox requests to retrieve successful responses. The data returned from sandbox requests may not represent actual values that this feature will deliver.

D-U-N-S Number (Country Code)
804735132 (US); 362241452 (US); 364744867 (RO)

Trials

When conducting testing in the production environment during a trial period, product requests will be limited to the local market of the customer.

Production

A set of D-U-N-S Numbers is available to D&B Direct 2.0 customers for performing non-billable transactions in the production environment.

Product Response

While data for a particular company may not contain values for each of the business elements, there may be items that are considered by D&B to be "essential" to yield the maximum benefit of a data layer. If any of these essential elements do not contain a value for a particular company, a PD005 response code will be returned, and your organization will not incur a usage credit for the request.

For all codified data delivered by D&B Direct, the response package will include the decoded text value as a data element with the code value attached as an attribute. Refer to the Reference Data Service for access to the D&B standard code tables.

NOTE: The D&B Direct REST implementation uses the BadgerFish approach for JSON with some minor variations.

Specification

The following is a list of the possible data fields returned by this operation in the JSON response. Samples are provided for testing successful and failed retrieval, and to demonstrate the basic layout of a response. The data returned in samples may not represent actual values that this feature will deliver.

NOTE: The D-U-N-S Number returned in the response will be a nine-digit zero-padded, numeric value.

Sample Response (RTNG_TRND)
{"OrderProductResponse": {
  "@ServiceVersionNumber": "5.0",
  "TransactionDetail":   {
    "ServiceTransactionID": "Id-447006de52d58b050dcbffff-2",
    "TransactionTimestamp": "2014-01-14T14:07:50.103-05:00"
  },
  "TransactionResult":   {
    "SeverityText": "Information",
    "ResultID": "CM000",
    "ResultText": "Success"
  },
  "OrderProductResponseDetail":   {
    "InquiryDetail":     {
      "DUNSNumber": "804735132",
      "CountryISOAlpha2Code": "US"
    },
    "Product":     {
      "DNBProductID": "RTNG_TRND",
      "Organization":       {
        "SubjectHeader": {"DUNSNumber": "804735132"},
        "Telecommunication": {"TelephoneNumber": [        {
          "TelecommunicationNumber": "(650) 555-0000",
          "InternationalDialingCode": "1"
        }]},
        "Location": {"PrimaryAddress": [        {
          "StreetAddressLine": [{"LineText": "492 Koller St"}],
          "PrimaryTownName": "San Francisco",
          "CountryISOAlpha2Code": "US",
          "TerritoryAbbreviatedName": "CA",
          "PostalCode": "94110",
          "TerritoryOfficialName": "California"
        }]},
        "OrganizationName": {"OrganizationPrimaryName": [{"OrganizationName": {"$": "Gorman Manufacturing Company, Inc."}}]},
        "OrganizationDetail": {"FamilyTreeMemberRole":         [
          {"FamilyTreeMemberRoleText":           {
            "@DNBCodeValue": 12775,
            "$": "Global Ultimate"
          }},
          {"FamilyTreeMemberRoleText":           {
            "@DNBCodeValue": 12774,
            "$": "Domestic Ultimate"
          }},
          {"FamilyTreeMemberRoleText":           {
            "@DNBCodeValue": 12773,
            "$": "Parent"
          }}
        ]},
        "Assessment":         {
          "DNBStandardRating": {"DNBStandardRating": "3A4"},
          "HistoryRatingText":           {
            "@DNBCodeValue": 9078,
            "$": "Clear"
          },
          "FinancialConditionText":           {
            "@DNBCodeValue": 415,
            "$": "Fair"
          }
        }
      }
    }
  }
}}
Name Characteristics
OrderProductResponse Aggregate
OrderProductResponse { TransactionDetail Aggregate, Required

Records information necessary to process a particular request. Examples of a request is the ordering of a product.

OrderProductResponse { TransactionDetail { ApplicationTransactionID Element, string, up to 64 chars., Optional

A number assigned by the calling application to uniquely identify this request.

OrderProductResponse { TransactionDetail { ServiceTransactionID Element, string, up to 64 chars., Required

A number assigned by the D&B service to uniquely identify this transaction.

OrderProductResponse { TransactionDetail { TransactionTimestamp Element, Required

The date and time when this request was submitted or the date and time when the requesting intermediary, such as a workflow manager or service bus, sent the message to the D&B function, i.e., the date and time when the xml document was created by the requesting intermediary.

End: OrderProductResponse { TransactionDetail Aggregate
OrderProductResponse { TransactionResult Aggregate, Required

An aggregate that can repeat multiple times to record the different outcomes of the transaction.

OrderProductResponse { TransactionResult { SeverityText Element, string, up to 16 chars., Required

Text that records the criticality of the outcome, e.g., Information, Warning, Error, Fatal.

OrderProductResponse { TransactionResult { ResultID Element, string, up to 32 chars., Required

An alphanumeric string that uniquely identifies the outcome of the transaction.

OrderProductResponse { TransactionResult { ResultText Element, string, up to 512 chars., Optional

Text that explains the outcome of the transaction.

OrderProductResponse { TransactionResult { ResultMessage Aggregate, Optional (Array)

An aggregate that can repeat multiple times to record textual data that expands on the ResultID and ResultText to provide additional information to the user regarding the status of the transaction. If the status implies that there is a problem this may also provide guidance to the user on how to address it.

OrderProductResponse { TransactionResult { ResultMessage { ResultDescription Element, string, up to 512 chars., Required

Text that describes the additional information regarding the outcome of the transaction.

End: OrderProductResponse { TransactionResult { ResultMessage Aggregate
End: OrderProductResponse { TransactionResult Aggregate
OrderProductResponse { OrderProductResponseDetail Aggregate, Optional

Records the data being returned to the customer as a result of a product request.

OrderProductResponse { OrderProductResponseDetail { InquiryDetail Aggregate, Required

Records data that allows the customer to specify identifying information about the subject being inquired, e.g., the DUNS Number, the address, the telephone number.

OrderProductResponse { OrderProductResponseDetail { InquiryDetail { DUNSNumber Element, string, up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional

The D&B's identification number, which provides unique identification of the inquired organization, in accordance with the Data Universal Numbering System (D-U-N-S).

OrderProductResponse { OrderProductResponseDetail { InquiryDetail { CountryISOAlpha2Code Element, string, at least 2 chars. up to 2 chars., Optional

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO)identifying the country of the inquired subject.

End: OrderProductResponse { OrderProductResponseDetail { InquiryDetail Aggregate
OrderProductResponse { OrderProductResponseDetail { Product Aggregate, Required

Records data about the product ordered by the customer and data about the organization on which the customer has placed this order.

OrderProductResponse { OrderProductResponseDetail { Product { DNBProductID Element, string, up to 64 chars., Optional

An alphanumeric string that uniquely identifies this product.

OrderProductResponse { OrderProductResponseDetail { Product { LanguageCode Element, integer, up to 7 digits. , Optional

A D&B code value that defines the language in which the requested product is fulfilled.

OrderProductResponse { OrderProductResponseDetail { Product { Organization Aggregate, Required

Records data about an organization, a legal or commercial entity established to provide products and/or services in the marketplace or to the community.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { SubjectHeader Aggregate, Required

Records high level information about the subject such as the primary language of the subject and the primary currency in which this subject trades. When the subject is an organizantion, this may also include details such as DUNS Number.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { SubjectHeader { DUNSNumber Element, string, up to 15 chars. Pattern: {([0-9a-zA-Z]*)}., Optional

The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S).

End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { SubjectHeader Aggregate
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location Aggregate, Optional

Records the address details for a subject. An address is the designation of a place where a subject can be located or may be communicated with, e.g., primary address, registered address, mailing address.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress Aggregate, Optional (Array)

An entry loop to allow the recording of a single primary or physical address of the subject in multiple languages and/or writing scripts. For an organization this is the principal address at which the organization is located. For an individual, this is the home address.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine Aggregate, Optional (Array)

An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street Name, Street Number, Building Name, Estate Name. They are called “lines” because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine { LineText Element, string, up to 240 chars., Required

Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name.

End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { StreetAddressLine Aggregate
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { PrimaryTownName Element, string, up to 64 chars., Optional

The name of the town or city recognized by the Postal Authority for delivering mail.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { CountryISOAlpha2Code Element, string, at least 2 chars. up to 2 chars., Optional

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO), identifying the country for this address.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { PostalCode Element, string, up to 16 chars., Optional

An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { TerritoryOfficialName Element, string, up to 64 chars., Optional
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { TerritoryAbbreviatedName Element, string, up to 64 chars., Optional

The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress { MinorTownName Element, string, up to 64 chars., Optional

Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe.

End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { PrimaryAddress Aggregate
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress Aggregate, Optional (Array)

An entry loop which can repeat multiple times to allow the recording of address which is mainly utilized for the purpose of mail delivery. This usually includes a Post Office Box number or similar mailing details.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine Aggregate, Optional (Array)

An entry loop which can repeat multiple times to allow the recording of several lines where each address line contains one or more named address elements. Examples of named address elements are Street Name, Street Number, Building Name, Estate Name. They are called “lines” because an addres can be divided into multiple lines. When there are multiple lines the sequence of the lines must be preserved.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine { LineText Element, string, up to 240 chars., Required

Text that records the street address components as it would be presented on an address label. This includes, but is not limited to, details such as street name, street number, building name, estate name.

End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { StreetAddressLine Aggregate
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { PrimaryTownName Element, string, up to 64 chars., Optional

The name of the town or city recognized by the Postal Authority for delivering mail.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { CountryISOAlpha2Code Element, string, at least 2 chars. up to 2 chars., Optional

The two-letter country code, defined in the ISO 3166-1 scheme published by International Organization for Standardization (ISO), identifying the country for this address.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { CountyOfficialName Element, string, up to 64 chars., Optional
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { PostalCode Element, string, up to 16 chars., Optional

An identifier used by the local country Postal Authority to identify a particular geographic location. For example, in Belgium, Postal Code 9000 identifies the town of GHENT.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { TerritoryOfficialName Element, string, up to 64 chars., Optional
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress { TerritoryAbbreviatedName Element, string, up to 64 chars., Optional

The shortened name of the locally governed area which forms part of a centrally governed nation. For example 'NJ' for the US State New Jersey within Country United States of America.

End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location { MailingAddress Aggregate
End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { Location Aggregate
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication Aggregate, Optional

Records information about the different modes of Telecommunication addresses used by a subject for external contact purposes. The modes of communication include telephone, fax, e-mail, web address.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber Aggregate, Optional (Array)

An entry loop which can allow multiple Telephone contact information used for voice communication with the subject.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber { TelecommunicationNumber Element, string, at least 1 chars. up to 50 chars., Required

A sequence of digits used by the subject for voice communication in a public switched telephone network.This sequence of digits includes the area code or city code.Note: This number does not include the International Dialing Code and Domestic Dialing Code.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber { InternationalDialingCode Element, string, up to 7 chars., Optional

The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India.

End: OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { TelephoneNumber Aggregate
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber Aggregate, Optional (Array)

An entry loop which can allow multiple Facsimile contact information used for data communication with the subject.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber { TelecommunicationNumber Element, string, at least 1 chars. up to 50 chars., Required

A sequence of digits used by the subject for voice communication in a public switched telephone network.This sequence of digits includes the area code or city code.Note: This number does not include the International Dialing Code and Domestic Dialing Code.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Telecommunication { FacsimileNumber { InternationalDialingCode Element, string, up to 7 chars., Optional

The country calling code assigned by the International Telecommunication Union (ITU) required to connect to this Telecommunication Number of the subject country when dialing from outside the subject country; e.g., '1' for the US, '44' for the UK, '91' for India.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Events { FinancingEvents { SecuredFilingsIndicator Element, boolean , Optional

When turned ON (set to TRUE), it indicates that open secured filings such as secured charges/mortgages pledgings or equivalent exist in the D&B database.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationName Aggregate, Optional

Records the different names of the organization by which it is known as well as names of other organizations that have a similar name to this organization.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationName { OrganizationPrimaryName Aggregate, Optional (Array)

An entry loop which can repeat multiple times to allow the recording of a single name by which the organization is primarily known / identified in different languages and/or writing scripts.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationName { OrganizationPrimaryName { OrganizationName Element, string, up to 256 chars., Required

Text recording a name of this organization in the specified language and/or writing script.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationName { TradeStyleName { OrganizationName Element, string, up to 256 chars., Required

Text recording a name of this organization in the specified language and/or writing script.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { FamilyTreeMemberRole { FamilyTreeMemberRoleText Element, string, up to 256 chars., Optional

Text describing the part that the Subject plays as a member of an ownership structured family tree, e.g., a branch, division, a parent, headquarters, subsidiary, global ultimate, domestic ultimate.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { OrganizationDetail { StandaloneOrganizationIndicator Element, boolean , Optional

When turned ON (set to TRUE) it indicates that this organization is not a member of a legal family tree. This means it cannot play the role of a subsidiary, parent, headquarters or branch; i.e., FamilyTreeMemberRoleText cannot be present.When turned OFF (set to FALSE) it indicates that this organization is a member of a legal family tree. In this condition the FamilyTreeMemberRoleText must be present.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { DNBStandardRating { RatingReason { RatingReasonText Element, string, up to 256 chars., Optional

Text that explains one of the primary reasons for assigning the rating to the organization, e.g., financial problems, bankrupt, strong net worth, strong sales performance.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { DNBStandardRating { RatingReason { RatingReasonText@DNBCodeValue Attribute
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { DNBStandardRating { DNBStandardRating Element, string, up to 64 chars., Required

Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { DNBStandardRating { RatingSummaryText Element, string, up to 3000 chars., Optional

Text that provides an explanation / interpretation of the D&B assigned rating for this company.Rating overview and history of rating from the date when the company assigned with Rating first.Note:This free form text element to support current legacy data format. This field will not be used in the new Data Supply Chain where this information can map to discrete fields.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { DNBStandardRatingHistory { DNBStandardRating Element, string, up to 64 chars., Required

Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { HistoryRatingText Element, string, up to 256 chars., Optional

Text that specifies if D&B has any information that may reflect unfavorably on this organization, e.g., clear, incomplete, management, business.

OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { FinancialConditionText Element, string, up to 256 chars., Optional
OrderProductResponse { OrderProductResponseDetail { Product { Organization { Assessment { OverallTrendText Element, string, up to 256 chars., Optional

Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

Lists of possible values (when present) are subject to change. Additional values not presented in this documentation may be delivered in the response and should be anticipated in any implementation.

Empty/NULL Values

A NULL returned for an element indicates that the information was not provided to D&B when the related data items were collected. The absence of a value for a particular item should not be considered indicative of any implied value (e.g., NULL for a boolean indicator is NOT the same as a value of 'false').

Currency Codes/Units

Whenever financial statement data is included in a response, each individual business element (ItemAmount) should be inspected for currency code and unit values (CurrencyISOAlpha3Code and UnitOfSize). If a given element does not include these attributes, the values provided in the statement header should be utilized.

Response Codes & Error Handling

Successful service requests will return a CM000 response code in the TransactionResult ResultID field. Otherwise, one of the D&B Direct standard response codes will be returned.

This operation may return the following response codes: CM001-CM005, CM007-CM012, CM014, CM017, CM018, PD001, PD003, PD005, PD006, PD015, PD016, and SC001-SC012.

NOTE: PD006 code - Applicable only for US/CA cases when TradeUpIndicator="true" for Risk packets.

D&B Direct 2.0 API requests are provided on a metered basis; and may require entitlement prior to use in the production environment. In addition, a concurrency limit (QPS) is monitored to ensure that it is not exceeded. An error code will be returned in the event that a transaction is throttled.

Qualified usage (e.g., a successful response) is tracked and billed according to the terms & conditions of the customer's contract. The response codes CM000, CM010, PD002 and PD015 are considered successful. A built-in feature exists to prevent duplicate billing when multiple successful requests with the same D-U-N-S Number and product code are submitted on the same calendar day (which is based on Eastern Standard Time [GMT-5]).

Retrieving Archived Copies

An option exists to retain the results from all successful requests for this product in a Product Request Archive, which may be retrieved without incurring additional usage charges.

NOTE: The default value for ArchiveProductOptOutIndicator is 'true', indicating that the request will NOT be automatically archived.

Business Elements

While D&B Direct uses a product canonical naming model in the request/response, many customers may be more familiar with the following business element labels.

This product will also return a set of standard elements (e.g. D-U-N-S Number, Organization Name, Trade Styles, Family Tree Role, Primary Address, Mailing Address, Telephone Number, Fax Number, etc.) in addition to the business elements listed.

Name Description
D&B Rating Text describing the estimated financial strength and composite credit appraisal assigned to the subject at the time of last update.

PCM XPath: //Organization/ Assessment/ DNBStandardRating/ DNBStandardRating

Financial Condition Text Text that provides an indication of the strength of the business finances.

PCM XPath: //Organization/ Assessment/ FinancialConditionText

Guarantee Rating Reason Text Text that indicates that the parent company has pledged to honor its subsidiary.

PCM XPath: //Organization/ Assessment/ DNBStandardRating/ RatingReason/ RatingReasonText

Non-Postal Town Text recording the name of a village, town or suburb where this is not a Primary Town/City. For example, 'Booker' in Booker, High Wycombe.

PCM XPath: //Organization/ Location/ PrimaryAddress/ MinorTownName

Organization History Text Text that indicates if D&B has any information that may reflect unfavorably on this organization, e.g. clear, incomplete, management and business. 

PCM XPath: //Organization/ Assessment/ HistoryRatingText

Overall Trend Text Text that indicates the direction and profits.

PCM XPath: //Organization/ Assessment/ OverallTrendText

Previous D&B Rating Text describing the estimated financial strength and composite credit appraisal assigned to the subject at the time of last update.

PCM XPath: //Organization/ Assessment/ DNBStandardRatingHistory/ DNBStandardRating

Rating Summary Text Text that Indicates the estimated financial strength and composite credit appraisal assigned by the Business Reporter on a subjective basis at the time the report is written.‎‪

PCM XPath: //Organization/ Assessment/ DNBStandardRating/ RatingSummaryText

Secured Filings Indicator When 'true' indicates that open secured filings such as secured charges, mortgages or equivalent exist in the D&B database.

PCM XPath: //Organization/ Events/ FinancingEvents/ SecuredFilingsIndicator

The preceding list is not presented in the order, nor manner, in which the information is packaged and delivered via the D&B Direct API. Legend: [C] = may be included in a Custom Data product; [M] = may be referenced by the Monitoring process; [M+] = Monitored using an aggregate or attribute XPath.

Standard Elements

Whenever a D&B Direct data or report product request returns a single D-U-N-S Number, several business elements pertaining to that company will be included with the results.

These elements include D-U-N-S Number*, Organization Name, Primary Address** (including street, city, state, postal code, country), Mailing Address** (including street, city, state, postal code, county), Telephone Number, Fax Number, Trade Styles (up to five), Family Tree Role (HQ, branch), a Standalone Organization Indicator(true/false) and the PortfolioAssetID***.

All standard elements (with the exception of Family Tree Role and PortfolioAssetID) may be referenced by the Monitoring process.

* The D-U-N-S Number of the organization referenced in the results. In the case of a trade up, this will be the headquarters D-U-N-S Number.

** Addresses are returned as they are recieved by D&B and therefore may not conform to local postal formatting specifications.

*** This is an identification number that can be used to retrieve a given results package at a later date from the Product Request Archive (if/when that feature is enabled in a request).

Name Description
D-U-N-S Number The D-U-N-S Number is D&B's identification number, which provides unique identification of this organization, in accordance with the Data Universal Numbering System (D-U-N-S). This DUNS Number represents the business entity.
Country Code The two-letter country code, defined by the International Organization for Standardization (ISO) ISO 3166-1 scheme identifying the country of the business entity.
County Name Text recording the name of the county in which the business is located.
Family Tree Member Role Text recording of various parts that the Subject plays as a member of an ownership structured family tree.
FAX Number The FAX number of the business.
FAX Number International Dialing Code The FAX number international dialing code of the business.
Mailing Country Code The two-letter country code, defined by the International Organization for Standardization (ISO) ISO 3166-1 scheme identifying the country which the business uses for mailing purposes.
Mailing County Name Text recording the name of the county which the business uses for mailing purposes.
Mailing Postal Code An identifier used by the local country Postal Authority which the business uses for mailing purposes.
Mailing Street Text recording an address which is mainly utilized for the purpose of mail delivery to the business. This usually includes a Post Office Box number or similar mailing details.
Mailing Street (2) Text recording an address which is mainly utilized for the purpose of mail delivery to the business. This usually includes a Post Office Box number or similar mailing details.
Mailing Territory Abbreviation Text recording the shortened name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes.
Mailing Territory Name Text recording the name of the locally governed area which forms part of a centrally governed nation which the business uses for mailing purposes.
Mailing Town Name The address number, or post office box number, and street name which a business uses for mailing purposes.
Postal Code An identifier used by the local country Postal Authority to identify where the business is located.
Primary Business Name Text recording of a single name by which the organization is primarily known or identified.
Standalone Organization Indicator When true indicates that this organization is not a member of a legal family tree. The Subject has no Parent Company, no subsidiaries or no branch/division locations.
Street Address Text recording the address number, or post office box number and street name where the business is located.
Street Address (2) Text recording the address number, or post office box number and street name where the business is located.
Telephone Number The telephone number of the business.
Telephone Number International Dialing Code The telephone number international dialing code of the business.
Territory Abbreviated Name Text recording the shortened name of the locally governed area which forms part of a centrally governed nation to identify where the business is located.
Territory Name Text recording the name of the locally governed area which forms part of a centrally governed nation to identify where the business is located.
Town Name Text recording the name of a city, town, township, village, borough, etc. where the business is located.
Trade Style Name Text recording the name which an organization trades under for commercial purposes although its registered legal name used for contracts and other formal situations may be another name.

Product Notes

The availability of certain scores delivered by this product may be limited due to a lack of sufficient company or industry specific data to perform the calculations.

The D&B Credit Rating helps assess a firm's size and composite credit appraisal based on information in a company's interim or fiscal balance sheet, and an overall evaluation of the firm's creditworthiness. The D&B rating is made up of two components:

Rating Classification

  • The "5A" to "HH" Rating Classifications reflect company size based on worth or equity as compted by D&B. Company size can be an effective indicator of credit capacity. These Ratings are assigned to businesses that have supplied D&B with a current financial statement.
  • The "1R" and "2R" Rating categories reflect company size based on the total number of employees for the business. They are assigned to company files that do not contain a current financial statement.

Composite Credit Appraisal

  • The Composite Credit Appraisal is a number, 1 through 4, that makes up the second half of the company's rating and reflects D&B's overall assessment of that firm's creditworthiness. The Composite Credit Appraisal is based on D&B analysis of company payments, financial information, public records, business age and other important factors (when available).
  • A "2" is the highest Composite Credit Appraisal a company not supplying D&B with current financial information can receive.

D&B Ratings "5A" to "HH"

D&B Ratings "5A" to "HH" ratings reflect company size based on net worth or equity as computed by D&B. These ratings are assigned to businesses that have supplied D&B with current financial information.

Rating ClassificationNet Worth (USD)Composite Credit Appraisal
High Credit
(Low Risk)
Good Credit
(Good Risk)
Fair Credit
(Fair Risk)
Limited Credit (High Risk)
5A$50,000,000 and Over1234
4A10,000,000 to 49,999,9991234
3A1,000,000 to 9,999,9991234
2A750,000 to 999,9991234
1A500,000 to 749,9991234
BA300,000 to 499,9991234
BB200,000 to 299,9991234
CB125,000 to 199,9991234
CC75,000 to 124,9991234
DC50,000 to 74,9991234
DD35,000 to 49,9991234
EE20,000 to 34,9991234
FF10,000 to 19,9991234
GG5,000 to 9,9991234
HHUp to 4,9991234

D&B Ratings "1R" and "2R"

The "1R" and "2R" ratings categories reflect company size based on the total number of employees for the business. They are assigned to business files that do not have a current financial statement.

Rating ClassificationNumber of EmployeesComposite Credit Appraisal
HighGoodFairLimited
1R10 Employees and Overn/a234
2R1-9 Employeesn/a234

D&B Ratings "ER1" to "ERN"

Certain lines of business, primarily banks, insurance companies, and government entities, do not lend themselves to classification under the D&B Rating System. Instead, D&B assigns these types of businesses an Employee Range symbol based on number of people employed. No other significance should be attached to this symbol.

Employee Range SymbolNumber of Employees
ER11,000 or more employees
ER2500-999
ER3100-499
ER450-99
ER520-49
ER610-19
ER75-9
ER81-4
ERNNot available

Other Classifications

The following table provides a explanation of other possible ratings:

RatingDescription
INVIndicates that D&B is conducting an investigation to gather information for a new report.
DSIndicates that the information available does not permit D&B to classify the company within our rating key.
-(blank)The blank symbol should not be interpreted as indicating that credit should be denied. It simply means that the information available to D&B does not permit us to classify the company within our rating key and that further inquiry should be made before reaching a decision. Some reasons for using a -(blank) symbol include: deficit net worth, bankruptcy proceedings, lack of or insufficient payment information, or incomplete history information.
NQNot quoted. This is generally assigned when a business has been confirmed as no longer active at this location, or when D&B is unable to confirm active operations. It may also appear on some branch reports when the branch is located in the same city as the headquarters.