Australia
The D&B® Rating consists of a Risk Indicator/Condition Code and Financial Strength Indicator. The Financial Strength Indicator is based on either Net Worth or Issued Capital.
D&B Risk Indicator
The following possible values exist for the D&B Risk Indicator in this country.
| Risk Indicator | Condition | Level of Risk | Guide to Interpretation |
|---|---|---|---|
| 1 | Strong | Minimal risk | Proceed with transaction - offer extended terms if required |
| 2 | Good | Low risk | Proceed with transaction |
| 3 | Fair | Slightly greater than average risk | Proceed with transaction but monitor closely |
| 4 | Limited | Significant level of risk | Review each case before extending credit and obtain more information. Take suitable assurances before extending credit, guarantees may be needed |
D&B Financial Strength Indicator
The following table possible values exist for the D&B Financial Strength Indicator in this country.
| Based on Net Worth | Net Worth (in AUD) |
|---|---|
| 5A | 50,000,000 and greater |
| 4A | 10,000,000 - 49,999,999 |
| 3A | 5,000,000 - 9,999,999 |
| 2A | 1,000,000 - 4,999,999 |
| A | 600,000 - 999,999 |
| B | 300,000 - 599,999 |
| C | 100,000 - 299,999 |
| D | 40,000 - 99,999 |
| E | 12,000 - 39,999 |
| F | 4,000 - 11,999 |
| G | 0 - 3,999 |
| O | Net worth undetermined. Accounts unavailable or older than 18 months |
| N | Negative tangible net worth. Negative balance of equity after deduction of intangibles |
| NQ | No Score Available |