Ratings Guide


The D&B® Rating in Europe consists of a Risk Indicator and Financial Strength Indicator. The Financial Strength Indicator is based on either Net Worth or Issued Capital.

D&B Risk Indicator

The following possible values exist for the D&B Risk Indicator in this country.

Risk IndicatorProbability of FailureGuide to Interpretation
1Minimal riskProceed with transaction - offer terms required
2Low riskProceed with transaction
3Greater than average riskProceed with transaction but monitor closely
4Significant level of riskTake suitable assurances before extending credit
-Insufficient information to assign a risk indicatorNo public information or D&B proprietary information

D&B Financial Strength Indicator

The following table possible values exist for the D&B Financial Strength Indicator in this country.

Based on Net WorthBased On CapitalNet Worth (in USD)
5A5AA60,000,000 and greater
4A4AA25,000,000 - 59,999,999
3A3AA12,000,000 - 24,999,999
2A2AA2,500,000 - 11,999,999
1A1AA1,200,000 - 2,499,999
AAA600,000 - 1,199,999
BBB345,000 - 599,999
CCC175,000 - 349,999
DDD120,000 - 174,999
EEE60,000 - 119,999
FFF35,000 - 59,999
GGG15,000 - 34,999
HHH0 - 14,999
NFinancial Strength is negative
OFinancial Strength is undisclosed
NBNew Business less than 24 months old
NQCeased Trading