Barbados
The D&B® Rating consists of a Risk Indicator/Condition Code and Financial Strength Indicator. The Financial Strength Indicator is based on either Net Worth or Issued Capital.
D&B Risk Indicator
The following possible values exist for the D&B Risk Indicator in this country.
| Risk Indicator | Condition | Level of Risk | Guide to Interpretation |
|---|---|---|---|
| 1 | Strong | Minimal risk | Proceed with transaction - offer extended terms if required |
| 2 | Good | Low risk | Proceed with transaction |
| 3 | Fair | Slightly greater than average risk | Proceed with transaction but monitor closely |
| 4 | Unbalanced | Significant level | Review each case before extending credit and obtain more information. Take suitable assurances before extending credit, guarantees may be needed |
| S | Service Companies | - | Do to nature of business no condition is assigned |
| - | Undetermined | - | Insufficient information to assign a rating |
D&B Financial Strength Indicator
The following table possible values exist for the D&B Financial Strength Indicator in this country.
| Based on Net Worth | Based On Capital | Net Worth (in USD) |
|---|---|---|
| 5A | 5AA | 50,000,000 and greater |
| 4A | 4AA | 10,000,000 - 49,999,999 |
| 3A | 3AA | 1,500,000 - 9,999,999 |
| 2A | 2AA | 750,000 -1,499,999 |
| 1A | 1AA | 375,000 - 749,999 |
| A | AA | 188,000 - 374,999 |
| B | BB | 94,000 - 187,999 |
| C | CC | 47,000 - 93,999 |
| D | DD | 24,000 - 46,999 |
| E | EE | 12,000 - 23,999 |
| F | FF | 6,000 - 11,999 |
| G | GG | 0 - 5,999 |
| NQ | Out of Business. Subject ceased operations | |
| NB | New Business. Usually less than 2 years and 6 months | |
| O | Net Worth undetermined. Accounts unavailable or older than 18 months | |
| N | Negative Net Worth. Balance sheet shows negative net worth | |
| FB | Foreign Branch. Subject is the branch of a company located in another country | |
| BR | Branch. Subject is a branch location | |
| - | Net Worth undetermined. A situation exists which is not ratable | |