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Ratings Guide


The D&B® Rating consists of a Composite Appraisal / Condition and Financial Strength Indicator. The Financial Strength Indicator is based on Net Worth (shareholders’ funds less any intangible assets). The Composite Appraisal / Condition is an overall evaluation of credit worthiness.

Credit Appraisal

The following possible values exist for the Credit Appraisal in this country.

Credit AppraisalCorresponding Composite
High 1
Good 2
Fair 3
Limited 4

Alternate Ratings Used

O- Assigned when the information available to D&B does not permit us to classify the company within our ratings. Also assigned to businesses that have been trading for a relatively short period. Other reasons include: a deficit net worth, bankruptcy proceedings and a critical financial condition
DS (DUNS Support): Assigned to records that require an investigation before a rating can be assigned
FB Foreign Branch indicates that headquarters of the business is maintained in a foreign country
NQ (Not quoted) Certain businesses (according to SIC) are not active seekers of commercial credit and thus do not lend themselves to a D&B rating. Businesses that have ceased operations or gone out-of-business are also assigned this rating

D&B Financial Strength Indicator

The following table possible values exist for the D&B Financial Strength Indicator in this country.

Based on Net WorthBased On CapitalNet Worth (in THB)
5A 5AA 1,264,000,000 and greater
4A 4AA 252,800,000- 1,263,999,99
3A 3AA 37,920,000 - 252,799,999
2A 2AA 18,960,000 - 37,919,999
1A 1AA 9,480,000 - 18,959,999
A AA 4,753,000 - 9,479,999
B BB 2,376,000 - 4,752,999
C CC 1,188,000 - 2,375,999
D DD 607,000 - 1,187,999
E EE 303,000 - 606,999
F FF 152,000 - 302,999
G GG 77,000- 151,999
H HH 0 - 76,999
N Financial Strength is negative
O Financial Strength is undisclosed
NB New Business less than 24 months old
NQ Ceased Trading