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Ratings Guide
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Germany

The D&B® Rating in Europe consists of a Risk Indicator and Financial Strength Indicator. The Financial Strength Indicator is based on either Net Worth or Issued Capital.

D&B Risk Indicator

The following possible values exist for the D&B Risk Indicator in this country.

Risk IndicatorScore ClassProbability of Failure
1 83 - 100 0,40 % minimal
2 (+) 66 - 82 1,11 % below average
2 (-) 49 - 65 1,73 % average: tends towards below average
3 (+) 30 - 48 2,53 % average: tends to high
3 (-) 10 - 29 4,05 % high
4 (+) 1 - 9 16,12 % very high
4 (-) 0 100 % insolvent
- undetermined   undetermined

D&B Financial Strength Indicator

The following table possible values exist for the D&B Financial Strength Indicator in this country.

Based on Net WorthBased On CapitalNet Worth (in €) 
5A5AA50,000,000 and greater 
4A4AA25,000,000 - 40,999,999 
3A3AA10,000,000 - 24,999,999 
2A2AA2,000,000 - 9,999,999 
1A1AA1,000,000 - 1,999,999 
AAA500,000 - 999,999 
BBB250,000 - 499,999 
CCC150,000 - 249,999 
DDD100,000 - 149,999 
EEE50,000 - 99,999 
FFF25,000 - 49,999 
GGG10,000 - 24,999 
HHH0 - 9,999 
NBalance available, negative net worth 
OCapital rating not possible, (net worth/financial data undetermined 
NBNew Business: less than 12 months old  
NQOut of Business: Business has ceased to trade.