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Ratings Guide


The D&B® Rating consists of a Composite Appraisal / Condition and Financial Strength Indicator. The Financial Strength Indicator is based on Net Worth (shareholders’ funds less any intangible assets). The Composite Appraisal / Condition is an overall evaluation of credit worthiness.

Credit Appraisal

The following possible values exist for the Credit Appraisal in this country.

Credit AppraisalCorresponding Composite
High 1
Good 2
Fair 3
Limited 4
Undermined -

Alternate Ratings Used

DS Assigned to records that require investigation before a rating can be assigned.
BR Branch Report) Branch or division locations are rated BR
INV (Investigation Being Conducted): When an "INV" appears, it means an investigation is being conducted on this business to get the most current details.

D&B Financial Strength Indicator

The following table possible values exist for the D&B Financial Strength Indicator in this country.

Based on Net WorthBased On CapitalNet Worth (in RMB)
5A 5AA 450,000,000 and greater
4A 4AA 85,000,000 - 449,999,999
3A 3AA 8,500,000 - 84,999,999
2A 2AA 6,500,000 - 8,499,999
1A 1AA 4,500,000 - 6,499,999
A AA 2,500,000 - 4,499,999
B BB 1,750,000 - 2,499,999
C CC 1,000,000 - 1,749,999
D DD 650,000 - 999,999
E EE 450,000 - 649,999
F FF 300,000 - 449,999
G GG 200,000 - 299,999
H HH 0-199,999
N Financial Strength is negative
O Financial Strength is undisclosed
NB New Business less than 24 months old
NQ Ceased Trading